If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!There are tons of competing credit card companies around. For the consumer in you and me, separating the wheat from them tares among these companies will be quite an enormous task. What should one look for anyway when considering […]

The first step in doing a credit card payment is to understand your monthly billing. The following are terms you will encounter:
Statement date ? The date that the bill was printed.
Payment due date ? this is the day that the cardholder must pay any outstanding balance. Payments made after the said […]

What is a cash back credit card?
A cash back credit card gives annual rebates or gives back money to the card holder based on how much have been purchased with it. This type of credit card is suitable for those who rarely use cash in their transactions. The rebate is computed as a percentage of […]

With credit cards dominating the market world today, even college students are already prospective clients of most credit card companies. This is because studies have revealed that most college students have difficulty in maintaining their expenses especially to those who are far way from home. That is why credit card nowadays had been a ?must-have? […]

People used to think that they had enough on their benefits with their credit cards. They thought that the rewards they get and the low interest they have is already enough to last a lifetime.
However, there are instances when they get to have the chance of seeing promotions like 0% APR. Now, this is really […]

Spending is such a hard habit to break, especially when people use their credit cards. Once they get addicted, they continuously endure the agony of spending in spite of imminent problems that tag behind.
And when things eventually get out of hand, most people will soon realize that they are already stuck with a mountain […]

So you just opened an envelope that contained a shiny piece of plastic with your name on it. Awesome ? a bank or financial institution just gave you a line of credit! Before you start joyously swiping it on just about any cash register, take the time to read this article to understand the […]

Credit card rates have always been an issue in applying for a credit card. These rates are what everyone should know before choosing a credit company from another. Shopping around for the best rates will give you the best deal.
For you to own a credit card, you should first know what are credit card rates? […]

In determining which credit card to choose, it?s best to know the purpose of getting the card. Credit card companies may offer cards to their clients that have flexible terms with varying annual percentage rates or APRs. In choosing a credit card, an individual will need to study carefully and understand the purpose […]