12th October 2009
Most of the larger banks and some of the smaller private lending institutions offer various forms and options of both federal and private student loans. Citibank student loans are available under the CitiAssist Loan program, which provides a wide range of student loans for undergraduate, graduate, law and health professions and residency loans. Each of [...]
Posted in College Loans | Leave Comments »
26th September 2009
For students to finance their education, most must take on school loans. Student loans are money extended to students to help them pay for their professional education costs but they must pay this back after graduation. Usually government issued student loans have a lower interest rate than personal and other loans. To [...]
Posted in Direct Loans | Leave Comments »
2nd September 2009
Direct loans for full and part time students are an alternative loan option that typical Stafford or Perkins loans that are done through private loan companies by the federal government. Direct loans differ from these loans because the funds are provided directly from the Department of Education to the student, without the use of a [...]
Posted in Direct Loans | Leave Comments »
13th August 2009
Home equity loans are loans secured by the equity value in the home of the borrower. The equity is the difference between the claims against the property and the market value of the house. As collateral, a homeowner uses their homes equity and turns it into cash for things such as home repairs, [...]
Posted in Direct Loans | Leave Comments »
7th August 2009
Bank One student loans are also known as Education One loans and are offered by Chase Education Finance Department. The Bank One student loans operate similar to any type of private school loan in that they are based on the student and/or co-signers credit score and are independent of the type of degree or program [...]
Posted in College Loans | Leave Comments »
1st August 2009
For most students that graduate from a two or four year degree program and then enter into the workforce, paying back student loans within the 10 year allowable time can be a real challenge. Most students during this first 10 years after graduation will get married, have at least one child, change jobs at least [...]
Posted in College Loans | Leave Comments »
16th July 2009
Thankfully for most students and parents, student loans, bad credit problems or little credit now have almost nothing to do with each other as long as you avoid private student loans that use your credit score as a tool in determining the loan. In the past several issues have prevented students from getting student loans, [...]
Posted in College Loans | Leave Comments »
12th July 2009
Federal government student loans are usually the first loan option that many students consider when looking for money to continue their educational program. Most students will first, of course, look for the so called "free money" that is provided in the form of scholarships, grants or bursaries or even through businesses that will partially pay [...]
Posted in College Loans | Leave Comments »
6th July 2009
Purchasing a first home is very exciting and usually the biggest investment that most people make in their lifetime. To pre-qualify for mortgage loans involves providing the lender with personal information such as income, assets and liabilities. Although the lender gives you a rough estimate of the maximum amount you qualify for, there [...]
Posted in Direct Loans | Leave Comments »
19th June 2009
Federal student loans are not available through every college or university, the school must be part of the federal aid programs that are monitored and administered by the United States government to be eligible for federal student loans and programs for students. These federal student loans and aid programs are actually very diverse in nature [...]
Posted in College Loans | Leave Comments »